MONEYHOUSE informs the investor that the securities, the instruments admitted for crowdfunding purposes and the loans proposed through the website (the "Instruments") are characterised by a series of risks that must be strictly taken into account before proceeding with the investment.

In particular, MONEYHOUSE highlights below the main information on the potential risks associated with participating in the offers and investing in the projects published on the website and, in general, with the use of the Services proposed by MONEYHOUSE through the website itself:

Risks of Lending Crowdfunding. MONEYHOUSE acquires funds in the form of investment credit that it will use in the direct purchase of Real Estate assets at a pre-project or project stage and therefore still immaterial. The investor could incur a total and irreversible loss of the invested capital as a result of the fact that the construction company from which it acquires MONEYHOUSE may not complete the works generating a loss of money for MONEYHOUSE.

Risks of Equity Crowdfunding. MONEYHOUSE offers for subscription - among others - shares or stakes in the share capital of small and medium-sized companies, referred to as SPVs (Special Purpose Vehicles), set up ad hoc to carry out targeted transactions. Like all equity investments, by becoming a partner in an entrepreneurial venture, one participates to all intents and purposes in the business risk. It follows that, in the event of a project default, the investor may incur a total and irreversible loss of the invested capital.

Market Risks. The success of any Real Estate project may be strongly influenced by market conditions. Economic factors, competition and technological changes can have a significant impact on a company's prospects.

Illiquidity risks. MONEYHOUSE may find it difficult to find a potential counterparty interested in acquiring the real estate it owns within a reasonable timeframe and at the right valuation. Furthermore, the forecasts of development and realisation of the investment (so-called exit strategy) eventually indicated by MONEYHOUSE are a forecast of the company itself, without any guarantee of fulfilment.

Before joining to each investment “call”, MONEYHOUSE invites the investor to carefully evaluate the business project, also with the help of its advisors, and to always be guided by a sound investment strategy proportionate to his or her financial means.